Browse Canadian Securities Course (CSC®) 2025

Chapter 26: Working with the Retail Client

In this section

  • The Financial Planning Approach
    Explore a complete, step-by-step framework for creating and maintaining a tailored financial plan for Canadian retail clients. Learn how to gather client information, clarify goals, strategize investments, and adapt to life changes through structured reviews.
  • The Life Cycle Hypothesis for Canadian Investors
    A comprehensive guide to applying the Life Cycle Hypothesis in Canadian financial planning, covering strategies from early career accumulation to wealth transfer.
  • Estate Planning: Securing Your Legacy in Canada
    A thorough examination of estate planning, wills, powers of attorney, and tax-minimizing strategies within the Canadian context.
  • Ethics and the Advisor’s Standards of Conduct
    Explore how Canadian investment advisors uphold high ethical standards, adhere to disclosure requirements, and prioritize client interests under CIRO rules and provincial securities regulations.