Chapter 1: The Personal Financial Planning Process in Canada

In this section

• The Financial Planning Business Today
  Explore how financial planning in Canada has evolved into a professional, technology-driven field encompassing regulatory oversight, collaboration, and continuing education.
• Ethics and Financial Advisors
  Explore the essential principles and practical guidelines of ethical conduct in financial advisory, including integrity, professionalism, and client-centric practices.
• Your Responsibility to Your Clients
  Explore the core principles of client-centric financial planning, including fiduciary-like duties, data security, privacy obligations, and ongoing portfolio management.
• Identifying Your Client’s Goals
  Learn how to clarify, prioritize, and structure short-, medium-, and long-term financial goals to build a holistic, flexible personal financial plan in Canada.
• Determining Your Client’s Risk Profile
  Explore how to evaluate and align a client's objective and subjective risk appetite, ensuring suitable investments and strategies for their financial goals.
• The Financial Planning Process
  Explore the six-step, client-centric financial planning process recognized by leading Canadian organizations. Learn how to establish strong client relationships, set SMART goals, develop tailored recommendations, implement plans, and monitor progress.