Browse FP 2

Chapter 3: Debt Planning

In this section

  • The Use of Credit
    Explore the fundamentals of credit usage within debt planning, including interest rates, repayment schedules, consumer protections, and strategies for maintaining healthy borrowing habits.
  • Refinance Debt to Meet Goals
    Learn how refinancing can help reduce costs, consolidate debt, and achieve your financial objectives through practical examples, Canadian market insights, and best practices.
  • Lease-versus-Buy: Key Factors for Informed Financial Planning
    Discover the fundamentals of lease vs. buy decisions in Canada by exploring total cost of ownership, tax considerations, and practical tips for personal or business scenarios.
  • Borrow to Invest
    Explore the fundamentals of leveraged investing in Canada, including its risks, potential rewards, tax considerations, and essential best practices for managing debt and maintaining a balanced portfolio.
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