Chapter 17: Impediments to Wealth Accumulation

In this section

• The Burdens of Wealth Accumulation
  Explore unique challenges that arise when individuals accumulate substantial wealth, including complexity in portfolio structure, higher tax burdens, emotional pressures, and vulnerability to fraudulent schemes.
• Tax-Minimization Portfolio Management Strategies
  Explore practical strategies for minimizing taxes on investment portfolios, including asset location methods, capital loss harvesting approaches, and international considerations, all aligned with Canadian regulations and best practices.
• Tax-Efficient Investments
  Discover key strategies for tax-efficient investing in Canada, highlighting dividend-paying equities, capital gains, registered accounts, flow-through shares, and more. Explore real-world examples, diagrams, and resources for optimizing tax outcomes.
• Inflation-Sensitive Assets
  Explore how inflation-sensitive assets protect purchasing power, including Real Return Bonds, commodities, real estate, and infrastructure investments in the Canadian context.
• Cost-Efficient Investments
  Discover how management fees, ETF strategies, fee structures, and emerging digital advice platforms can significantly magnify—or erode—long-term portfolio growth. Learn practical approaches to reducing investment costs and boosting net returns, with references to relevant Canadian regulations and best practices.