Browse WME Course For Financial Planners (WME-FP)

Chapter 5: Consumer Lending and Mortgages

In this section

  • Credit Planning for Canadian Consumers and Advisors
    Explore diverse consumer credit options, learn strategies to maintain a healthy credit score, and discover how financial advisors can integrate credit planning with holistic wealth management.
  • Residential Mortgages
    Explore the fundamentals of Canadian residential mortgages, including fixed- and variable-rate options, hybrid structures, qualification requirements, default insurance, and best practices for borrowers.
  • Key Financial Factors to Consider When Purchasing a Home
    Explore essential financial considerations when purchasing a home in Canada, including down payment, interest rates, closing costs, property taxes, and more. Learn how to balance lending limits with your personal comfort and future goals.
  • Methods of Reducing Interest Costs and Penalties
    Learn how to minimize mortgage interest costs and penalties through accelerated payments, refinancing strategies, and renegotiation tips in Canada’s mortgage landscape.
  • Related Mortgage Topics and Financial Planning Issues
    Explore key mortgage-related topics and financial planning considerations, including insurance comparisons, reverse mortgages, rental properties, debt strategies, and integrating mortgages into overall financial goals.