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Chapter 12: Government Pensions Programs

In this section

  • Canada Pension Plan (CPP) and Quebec Pension Plan (QPP)
    Public pension programs offering retirement, disability, and survivor benefits for Canadians, with unique provisions for Quebec residents.
  • Old Age Security (OAS) Program
    Comprehensive guidance for Canadian wealth managers on the Old Age Security (OAS) program—covering eligibility, deferrals, recovery tax (clawbacks), and strategic considerations for retirement income planning.

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