Chapter 13: Retirement Planning Process

In this section

• Planning for Financial Security in Retirement
  Learn how early accumulation and late-stage decumulation strategies help Canadians build and preserve wealth for long-term retirement security.
• Retirement Income Needs Analysis
  Learn how to determine the required retirement income through analysis of income replacement ratios, inflation assumptions, and strategic budgeting within the Canadian context.
• Tax-Minimization Strategies for Canadian Retirement
  Explore how to structure retirement income withdrawals, leverage TFSAs, and maximize tax credits to reduce the overall tax burden in Canada.
• Retirement Planning in Canada: Key Questions to Consider When Advising Clients
  Discover the essential questions for Canadian wealth advisors when guiding clients on retirement planning, including lifestyle goals, tax strategies, spousal considerations, and regulatory frameworks.