Chapter 5: Investments

In this section

• Investment Theory – Risk and Return
  Explore the fundamental relationship between risk and return in investment decisions, including key concepts such as volatility, systematic and unsystematic risk, the time value of money, and risk-adjusted performance measures.
• Types of Investments
  Explore various investment vehicles—cash, bonds, equities, mutual funds, ETFs, alternatives, derivatives, and more—understanding their features, benefits, and risks for effective portfolio construction.
• Registered Education Savings Plans (RESPs)
  Comprehensive insights into the benefits, features, and strategies of Registered Education Savings Plans in Canada, focusing on contributions, government incentives, tax implications, and practical case studies.
• Tax-Free Savings Accounts (TFSAs) - Maximize Tax-Free Growth in Your Portfolio
  Learn how TFSAs help Canadians grow savings and investments tax-free, understand their contribution rules, and explore best practices for leveraging them in comprehensive financial plans.